This is the failure almost nobody warns you about, it is excluded from essentially every coating warranty in the industry, and it is largely preventable if somebody looks for the metal before the coating goes down.
Rust is iron oxide, and it expands as it forms. When steel inside or just under your slab gets wet, it corrodes, swells, and pushes. The coating on top is a thin film, so it either stains orange from underneath or lifts in a small dome over the spot.
Important: the coating is not failing. It is reporting a problem in the concrete. Covering it again without dealing with the metal just gets you the same stain in a few months.
Because a contractor genuinely cannot see the condition of the steel inside your slab, and rust is a concrete problem, not a coating problem. Every warranty in this industry we have read carries some version of a corrosion and iron oxide exclusion, and companies do enforce it.
That is a defensible position. What is not defensible is finding out about it after the stain appears. If a slab has visible metal in it, that should be a conversation at the estimate.
The stain itself is under the film, so surface cleaners will not touch it. The repair is to open that spot, remove or treat the metal, patch, and recoat the area. A patch on an existing floor will not be invisible, and on a flake floor it blends far better than on a solid color. That is an honest expectation, and it is better than watching the spot keep growing.
Related reading: why coatings bubble and what a warranty really covers.
Yes, and it is the most common cause of rust bleed-through we see. It should be chipped out, cut below the surface and patched before the floor is coated. It is a small amount of work at the right time and an ugly repair later.
If the rust is sitting on top, from a tool or a can left on the floor, yes. If it is pushing up from inside the slab, no, because the stain is under the coating. That spot has to be opened up and repaired.
Usually not structurally. It means a specific piece of metal is corroding, which is a local problem with a local fix. Widespread rust over shallow rebar across a whole slab is a bigger conversation and we would tell you that.
Tell us the room, the rough size and your town. You get a written price, not a two-hour pitch. Fastest way is to text a photo of the floor to (815) 585-1750.